Refinancing
Intelligent Accounts and Finance Group
Refinancing
Refinancing essentially reduces the amount of interest you pay and can reduce your repayments, or change the frequency in which you repay your loan – which saves you money in the long run. By refinancing your outstanding loans and other debts into one simple repayment you can save thousands of dollars. Even a half or three-quarters of a percent can present major savings, so it makes sense to enquire what our recommended lenders can do for you.
- Advantages of refinancing a loan
- Get lower monthly repayments when you refinance
- Use your equity to pay off multiple debts when you refinance
- Change from a variable rate to a fixed rate for more certainty
- Refinance to a loan product that better suits your lifestyle
- Borrow for an investment property
- Access to a 100% offset account
- Reduce the amount you repay each month
- Pay off your home loan and debts faster
- Option to make additional repayments
- Save thousands of dollars in interest
- Ready to Refinance?
- If you can answer Yes to any of the following, it may be time to speak with us about refinancing your home loan.
- I plan to renovate or move home in the near future.
- I want a more competitive interest rate on my home loan.
- I would like to switch from a variable rate to a fixed rate to get greater certainty in the level of my repayments.
- I would like to split my current loan to be part variable and part fixed.
- I would like a loan with more features than I currently have.
- I am interested in newer products that better suit my borrowing requirements.
- I want to cut debt or build wealth faster with additional or different features.
- I want to use the equity in my home for a wealth creation strategy.
- I want to adjust for my changing financial situation.
- I want to pay off debts quicker and cheaper by rolling them into a home loan.
- I have had my mortgage for more than 1.5 years.
- Refinancing with us
- Taking out all the stress and work from getting a loan
- Saving you valuable time and money
- Getting your finances simplified and sorted out
- Provide various finance options and not just the big four banks
- Explaining the pitfalls, traps and fine prints of your options
- Changing your finances to match your business needs
- Negotiating a better deal from your current lender
Still Confused About Our Features? Get A Consultation
So come and see one of our staff members at Intelligent Accounts and Finance Group for a complimentary initial meeting to see how we can benefit you. The only cost is your time.